Keep Your

Retirement Account Safe

Four tips on how you can secure your personal information.

Mature woman sitting at a table in the office and reading paperwork.

In this digital age, you need to be vigilant for hackers and phishing scammers trying to access your online financial accounts and personal information, including your retirement plan accounts. But there are steps you can take to safeguard your accounts and information. We’ve compiled some tips on how you can protect yourself from cyber theft and move securely toward a financially sound future with peace of mind:

1. Regularly check your retirement accounts.

Part of safeguarding your retirement savings is as simple as checking any accounts you may have. For example, access your retirement savings account periodically to verify that the amount in your account and your personal information—including your name, email and street address—are correct.

2. Use multifactor authentication.

As part of Mutual of America’s ongoing commitment to protect our customers’ accounts and personal information, we have further strengthened the login procedures required for access to the My Account section of If you haven’t already, you now need to establish multifactor authentication when logging in to My Account. This process will only take a few minutes and includes establishing a username and password (if you haven’t already) and at least one of four security factors, which you can choose to receive via the Okta Verify mobile app, text message or email, or by following voice call instructions. Multifactor authentication helps ensure that only you are accessing your online account information. This is one of the ways we ensure that we are adhering to today’s cybersecurity best practices.

3. Be savvy with your passwords and internet connection.

Make your passwords as strong as possible, don’t use the same passwords across multiple sites, and keep them confidential. You should also try to avoid public Wi-Fi, as hackers can more easily intercept the passwords you type in—along with any other personal information you enter—when connected to an unsecured internet network.

4. Be aware of who you’re speaking to.

You should not respond to any form of communication from or provide any personal information to unverified parties. Be wary of recipients requesting any money or personal information, for example, individuals claiming to be from the IRS called stimulus check recipients requesting money or personal information, leading (in some cases) to tax-related fraud and identity theft. Your retirement account savings are also vulnerable to these sorts of attacks. A good way to prevent theft is to avoid responding to unsolicited or untrustworthy communications. If you have questions related to protecting your retirement account, please don’t hesitate to contact your local Mutual of America representative.

Better your tomorrow.

Contact your Mutual of America representative today.

You should consider the investment objectives, risks, and charges and expenses of the investment funds and, if applicable, the variable annuity contract, carefully before investing. This and other information is contained in the funds’ prospectuses and summary prospectuses and the contract prospectus or brochure, if applicable, which can be obtained by calling 800.468.3785 or visiting Read them carefully before investing.


The articles and opinions in this publication are for general information only and are not intended to provide specific advice or recommendations for any individual. Consult your attorney, accountant or financial or tax adviser with regard to your individual situation.